Specifically, EL’s coverage include medical expenses for the injured employee, lost wages for the injured employee, pain and suffering for the injured employee, funeral expenses if the employee dies due to the injury, and legal fees to defend against a lawsuit
By knowing the items covered by this type of insurance, you can ensure russian email address list you’re getting the coverage you need and help yourself make informed decisions. Furthermore, there are other things you should know about employers’ liability insurance. For instance, you may find that you need EL to cover contract workers, temps, part-time, and rarely freelancers. So it is important to find out what applies to you.
Who should consider employers' liability insurance? Although you might not need it in all cases, seeking guidance on this insurance is a must if you have employees and workers. Also, whether or not employers' liability insurance is worth it depends on the specific circumstances of your business. However, in general, employers' liability insurance can provide valuable protection against the financial costs of a workplace injury or illness.
Product Liability Insurance